US Direct Lender

The Answer To All Of  Your Loan Needs

We are a Direct lender for Agency,Non Qm ,Fha and Conventional
Over 26 years of combined experience

Contact us today for a free consultation

Mortgage Refinance

We Do Reverse Mortgage

Who we are

Our consultants are ready to serve you

We are a direct lending company and we specialize in lending out our own money. We underwrite our loans. Therefore, we move quickly to approve loans. We also work with our investors to fund all types of loans from a full doc to no tax returns or pay stub needed!!

We aim to remove the obstacles that consumers often experience when trying to borrow money from a lender. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the process of borrowing and paying a loan works. Our team can be reached by phone, email, or an online chat for any Concerns you might have. We understand that taking out a loan is a serious and often daunting decision and we are here to make it easier and help you every step of the way.

You can buy or refinance your home with no tax returns or pay stub with us.

We have CALHFA down payment assistance to help you with down payment.

Use this calculator to estimate your monthly payments. Please note all final values are an estimate only. Your actual payment amount may vary based on various factors.

Loan Calculator


One of the many reasons why we are sucessful!

US Direct Lender’s trained and educated staff have only one goal in mind and that is helping you with your financial needs and wants.

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We are a CA lender who offers:

  • Competitive Rates
  • Low, Fixed Rates 
  • Gift Funds Accepted for down payment
  • We can work with different credit scores depending our programs
  • Refinance loans
  • Conventional Loan
  • High Balance Loans
  • Jumbo Loan
  • ARM Loans
  • NO Doc Loans
  • Conforming Loans
  • First and Second Loans
  • Home Equity Loans
  • Cash out Loans
  • No Tax Returns or Pay Stub Loans
  • Up to 96.5 % loan-to-value
  • Fast lending decisions – often within 48 hours
  • Any California real estate may suffice
  • Pre-approval in one day
  • No servicing fees or hidden costs
  • Junior priority lending (2nd trust deeds) available
  • Hard money Loans
  • Interest only options
  • No prepayment penalty option
  • FHA loan  

We work with people with bankruptcy and foreclosures.

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